Beach
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It's Swift, fast and easy!

Loan
Weekly Repayments:
Only $50.00
Total Repayments:
Only $434.00
Total Fees and Charges:
Only $300.00
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Let's Go!

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Tell us about your spending

Your share only

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Including Credit Cards and Other Loans.
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Tell us about you

Are you 18 years or older?
Are you an Australian permanent resident?
In the last 3 months have you missed any loan repayments?
Can you foresee any reason why you will not be able to repay this loan?

Welcome to Swift Loans

Swift Loans is the best place to go for online cash loans. We are the experts in fast cash loans offering loans from $200 to $2000. All you have to do is complete our quick and easy online loan application process, and we’ll do the rest. There’s no paperwork for you to fill out, and we’ll let you know how much quick cash you may be able to borrow within a matter of minutes. Often you need money fast, so if approved, we’ll transfer the cash loan from our account within the hour*. What’s more, we give you the option of repaying over 10, 14 or 18 weeks so that you can be comfortable that your short-term loan won’t be a burden. *During standard AEDT banking hours. In the event that we are unable to assist you, we will endeavour to refer you to another lender who may be able to consider you for a loan. 

APR example: under the current legislation Swift Loans does not charge an interest rate. You may know this as Annual Percentage Rate or APR. We do charge an establishment fee and a monthly fee (see below). As an example, a loan of $1000 for 18 weeks has fees and charges totalling $397.40 Maximum APR of 115.12% and a total repayment of $1,397.40 The minimum loan duration is 10 weeks and the maximum loan duration is 18 weeks. 

Loan Calculation

Below are some examples of how the cost of your loan is calculated.

10 Week Example

You borrow $400 for 10 weeks and get paid fortnightly:

6 X $87.89 = $527.36
Repayments Per Fortnight Total Repayment

In the above example you will pay $527.36 in total. This is made up of:

Principal amount $400.00
Establishment fee (19.99% of principal) $79.96
Monthly Fees (3.95% per month or part thereof) $47.40

18 Week Example

You borrow $1000 for 18 weeks and get paid weekly.

18 X $77.63 = $1,397.40
Repayments Per Week Total Repayment

In the above example you will pay $1,397.40 in total. This is made up of:

Principal amount $1,000.00
Establishment fee (19.99% of principal) $199.90
Monthly Fees (3.95% per month or part thereof) $197.50